When you are no longer eligible, insurance coverage (including AD & D) will terminate automatically on the 31st day of August.

A superannuate who elected to continue insurance coverage including AD & D will automatically terminate coverage on the 31st day of August following the date he/she attains age 65.

Life insurance, for a superannuate who elected continued coverage, ends on the 31st day of August following the date he/she attains age 85.

When a teacher who is disabled and does not convert to an age and service allowance, insurance coverage will terminate on the 31st day of August following the date he/she attains age 65.

A conversion privilege under the group policy continues insurance coverage for a 31 day period after termination of insurance coverage for those teachers and superannuates under age 66.