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Main -> Superannuation Plan

The Saskatchewan Teachers
Superannuation Plan
and
The Saskatchewan Teachers
Disability Benefits Plan

The following is a summary of the main provisions of The Teachers Superannuation and Disability Benefits Act and Regulations. The Saskatchewan Teachers Superannuation Plan (STSP) became negotiable in 1974 as a mandatory item under The Teachers' Collective Bargaining Act 1973. Any amendments to The Teachers Superannuation and Disability Benefits Act must first be agreed to and included in a provincial collective bargaining agreement. Subsequently, the Legislature amends The Teachers Superannuation and Disability Benefits Act to reflect the negotiated provisions of the Plan.

The Saskatchewan Teachers' Superannuation Commission (STSC) may from time to time make policies for the purpose of implementing the provisions of The Teachers Superannuation and Disability Benefits Act according to their intent and meaning. The provisions of the STSP as described herein apply to Saskatchewan teachers who began teaching in Saskatchewan prior to July 1, 1980 and did not exercise the option to transfer to the Annuity Plan prior to July 1, 1991.

This can include teachers under contracts of employment in accordance with Section 200 of The Education Act, 1995, substitute teachers, League of Educational Administrators, Directors and Superintendents (LEADS) members, employees of the Saskatchewan Teachers' Federation (STF) or Saskatchewan School Boards Association (SSBA) in professional positions and teachers in Regional Colleges or Saskatchewan Institute of Applied Sciences and Technology (SIAST) in designated positions.

The STSP is a defined benefits plan that provides retirement benefits based on a formula incorporating years of service and average earnings.

*Note: The Saskatchewan Teachers' Federation administers the Saskatchewan Teachers Retirement Plan which covers all teachers and former teachers who had an interest in the Annuity Fund as of June 30, 1991 or who were receiving benefits from the Annuity Fund, and teachers employed for the first time in the Province of Saskatchewan by a participating employer after July 1, 1991. (See the pamphlet: The Saskatchewan Teachers Retirement Plan.)
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ADMINISTRATION
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FUNDS
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CONTRIBUTION RATE
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TEACHING SERVICE
* Contributory Teaching Service
* Income Continuance Plan Service
* Purchase of Service
* Service on a Part-Time Contract
* Substitute Service
* Accumulation of Partial or Substitute Service
* Qualifying Service
* Procedures
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RECIPROCAL TRANSFER AGREEMENTS
* Procedure
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ELIGIBILITY
* Retirement with an Unreduced Allowance
* Retirement with a Reduced Allowance
* Procedures
  ----------------------
RETIREMENT BENEFITS
* Prior to Age 65
* Age 65
* Minimum Allowance
* Procedures
  ----------------------
INDEXING OF ALLOWANCES
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DEFERRED ALLOWANCES
  ----------------------
SURVIVOR BENEFITS
* Death Before Retirement
* Death After Retirement
* Adjustment at Age 65
  ----------------------
TERMINATION
(For Reasons Other Than Retirement)
* Conditions for a Refund
* Amount of Refund
* Reinstatement of Refund
* Commuted Value
* Spouse of Deceased Teacher
  ----------------------
SUPERANNUATES WHO RETURN TO TEACHING
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PENSION DIVISION ON MARRIAGE BREAKDOWN
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VOLUNTARY CONTRIBUTIONS
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SUMMARY
  ----------------------
PENSION AUTHORITIES' CONTACT
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